Our Unique approach

 

Financial planning is an on-going process. So, it’s important that you share a good comfort level with the planner for opening up your finances. Therefore we, at Financial Planning & Knowledge Centre, ensure that:

• We are committed for dispassionate advice.
• We are committed to assist and guide you all the time through face to face consultation with your planner.
• And, not making false claims about assured results.

We, at FPKC, bring in a distinct knowledge on the table to design an adequate plan as per your Financial Goals and assist you in journey towards financial freedom.

Our mission is to be established as a trusted name and evolve the financial planning services in such a way that even small investors can develop their life plan and find their financial personality. 

We are first in Bihar, to offer planning services through a Certified Financial Planner^CM. The Financial Planning Standards Board India (FPSBI) is the premier body to certify financial planners in India. So far, FPSBI has awarded only 1635 planners as CFP^CM across the country. We ensure that you would be in consult of a CFP^CM for planning services. Besides CFP^CM our team have Masters in Business Administration, Masters in Finance, Chartered Financial Analysts and Chartered accountants.

We understand that no two cases are alike in financial planning and offer customised solutions. We focus on the right proportion of 3 pillars of a portfolio – Safety, Liquidity and Return in accordance of individual risk profile and other financial characteristics.

 

Our Comprehensive Financial Planning process covers:

 

• • Data Collection: Collection of personal details.

   

  • Goal Setting: Helping you to map your goals to financial targets.

   

  • Analyze your financial resources: It is very crucial to understand your financial resources. Once they have been identified, our planner can help you analyze them and understand how you can minimise expenses and maximise returns, without trimming the edges.

   

  • Revising your goals: Revising and understanding the priority of your goals will allow us to help you plan your finances in a better way.

   

  • Develop a strategy for each goal: Every goal in life is different. And we know that we cannot use one strategy to reach different goals. Our planner prepares a list of recommendations and alternative strategies for achieving those goals.

   

  • Presenting the Plan: The proposed plan will give you an idea about the course of action and welcomes your feedback and suggestions. A final presentation also gives an insight to understand the course of planning.

   

  • Implementation of the plan: Our planner helps in implementation of decisions. A schedule is drawn for effective and efficient execution.

   

  • Monitor and evaluate the plan: Periodical review and revision of the plan is necessary, as financial environment isn’t constant and neither is personal.

The whole process covers the right and customised advices, a lot of calculations and projections based on certain assumptions put together by a professional qualified planner. It does not matter you do it yourself or use the expertise of a Financial Planner, the most important point is to come across the concept of financial planning. Surely, the services of a financial planner bring in a wealth of knowledge and experience that could be deployed to your advantage and saves your time and energy.

You don’t have to be mega rich to have a financial plan. All of us have something to plan for. In fact, our financial situation influences almost every aspect of our life. Contact us and we will be back to you within 1 business day to take you through the process of Financial Planning to plan, execute and track your goals.

 

 Your queries are welcome!